CREMIN-CAM: Credit Mutuel d’Investissement
- Warm welcome
- Promotion of savings
- Financing of activities
Products
- Passbook savings accounts with preferential interest rates
- Current account
- Bon de caisse
- Term deposit
Services
- Domestic and international transfers with the support of various partners
- Manual change
- Sale of currencies
Credits granted
a- Consumer credit: it is intended to finance the social needs of its members: back-to-school, holidays, health, end-of-year celebrations, weddings, baptisms, home improvement.
Conditions for obtaining it:
- Be a current member of your membership fees ;
- Provide the required guarantees ;
- Repayment variable from 3 to 10 months.
b- Equipment Credit: it is intended for the acquisition of real estate: vehicle, equipment, house, etc.)
Conditions for obtaining it:
- Be a current member of your membership fees ;
- Provide the required guarantees ;
- Repayment variable from 06 to 36 months.
c- Investment credit: it is intended for land acquisition, construction, etc.)
Conditions for obtaining it:
- Be a current member of your membership fees ;
- Provide the required guarantees ;
- Reimbursement spread over 46 months.
Wage and salary matching
- Rapid payment of your salary
- Easy access to social credit.
Discovered
- The overdraft is obtained after the 1st month of transfer
Financing of purchase orders
This appropriation finances purchase orders from public, para-public and private administrations.
Listings funding
CREMIN-CAM offers three types of accounts: savings accounts, chequing accounts and commercial accounts
a- Savings accounts : they relate to ordinary savings, young savings, back-to-school savings.
Conditions for obtaining it:
- Photocopy of an official identity document ;
- 2 passport photos ;
- Registration fee of 5000 FCFA
- First payment: minimum 25 000 FCFA
b- Chequing accounts : they are open to salaried or self-employed individuals.
Conditions for obtaining it:
- Photocopy of an official identity document ;
- 2 passport photos ;
- Pay slip for civil servants and employees ;
- Attestation of actual presence at the service ;
- Attestation of no royalty.
c- Commercial accounts: they are open to Associations, IAGs and NGOs, Individual Companies, Companies and other Institutions.
Conditions for obtaining it:
- Taxable card ;
- Register of Commerce ;
- Valid patent ;
- 2 passport photos of the manager and his representatives;
- Promoter’s identity document; (Sole proprietorship)
- Statutes and Powers if it is a company ;
- First payment: minimum 150 000 FCFA.
CREMIN-CAM is located in Yaoundé in the Messa district (Camp Yeyap entrance).
Contact details
B.P. 3163 Yaoundé-Messa.
Telephone: (+237) 22 19 30 39 and (+237) 22 23 53 80.
E-mail: cremincam@yahoo.fr